/* PayoutTruth — shared design system (extracted from index.html v1) */
:root{
  --bg:#f2f2f2; --ink:#082D4F; --ink-soft:#3d5a78; --ink-faint:#7d93a9;
  --accent:#0f7a55; --accent-ink:#0b5c41;
  --line:rgba(8,45,79,.16); --card:#fbfbfb;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:'Inter',-apple-system,'PingFang SC','Microsoft YaHei',sans-serif;font-size:15px;line-height:1.65;-webkit-font-smoothing:antialiased}
.num,.mono{font-variant-numeric:tabular-nums lining-nums}
.mono{font-family:'IBM Plex Mono',ui-monospace,monospace}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.label{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-faint)}

/* header */
header{border-bottom:1px solid var(--line)}
.hd{display:flex;justify-content:space-between;align-items:center;height:58px}
.wordmark{font-family:'Source Serif 4',Georgia,serif;font-weight:600;font-size:17px;letter-spacing:-.01em;color:var(--ink);text-decoration:none}
.wordmark sup{font-size:8px;border:1px solid var(--ink);border-radius:50%;padding:1px 3px;margin-left:2px;vertical-align:super}
.hd nav{display:flex;gap:22px;font-size:13px}
.hd nav a{color:var(--ink-soft);text-decoration:none}
.hd nav a:hover{color:var(--ink)}
@media(max-width:640px){.hd nav{display:none}}

/* square markers */
.sq{display:grid;grid-template-columns:repeat(3,5px);grid-template-rows:repeat(3,5px);gap:3px}
.sq i{background:var(--ink);display:block}

/* hero */
.hero{padding:88px 0 64px;text-align:center}
.hero h1{font-family:'Source Serif 4',Georgia,serif;font-weight:600;font-size:clamp(34px,5.2vw,58px);line-height:1.08;letter-spacing:-.02em;max-width:15em;margin:26px auto 0}
.hero h1 em{font-style:normal;color:var(--accent-ink)}
.hero p{max-width:44em;margin:22px auto 0;color:var(--ink-soft);font-size:16px}
.hero .sq{margin:0 auto}

/* calculator */
.calc{background:var(--card);border:1px solid var(--line);border-radius:6px;display:grid;grid-template-columns:380px 1fr;overflow:hidden}
@media(max-width:860px){.calc{grid-template-columns:1fr}}
.inputs{padding:34px 30px;border-right:1px solid var(--line)}
@media(max-width:860px){.inputs{border-right:none;border-bottom:1px solid var(--line)}}
.fgroup{margin-bottom:26px}
.fgroup .label{display:block;margin-bottom:10px}
.pills{display:flex;gap:6px;flex-wrap:wrap}
.pill{border:1px solid var(--line);background:transparent;border-radius:999px;padding:7px 15px;font-size:13px;font-weight:500;color:var(--ink-soft);cursor:pointer;transition:all .15s ease-in-out;font-family:inherit}
.pill:hover{border-color:var(--ink)}
.pill.on{background:var(--ink);color:#fff;border-color:var(--ink)}
input[type=text],input[type=number]{width:100%;border:1px solid var(--line);border-radius:4px;background:#fff;padding:11px 13px;font-size:16px;color:var(--ink);font-family:inherit;font-variant-numeric:tabular-nums;transition:border-color .15s}
input:focus{outline:none;border-color:var(--ink)}
.slider{width:100%;accent-color:var(--ink);margin-top:10px}
.slider-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:2px}
.slider-val{font-size:15px;font-weight:600}

/* toggle checkboxes */
.toggles{display:flex;gap:18px;flex-wrap:wrap}
.tgl{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--ink-soft);cursor:pointer;user-select:none}
.tgl input{accent-color:var(--ink);width:16px;height:16px;cursor:pointer}

/* outputs */
.outputs{padding:34px 34px 30px}
.keep-row{display:flex;align-items:baseline;gap:14px;margin:6px 0 4px}
.keep-big{font-family:'Source Serif 4',Georgia,serif;font-weight:600;font-size:clamp(44px,5vw,62px);letter-spacing:-.02em;color:var(--accent-ink);line-height:1}
.keep-sub{color:var(--ink-soft);font-size:13px}
.eff{margin-top:6px;font-size:13px;color:var(--ink-soft)}
table{width:100%;border-collapse:collapse;margin-top:22px;font-size:14px}
td,th{padding:9px 0;text-align:right;border-bottom:1px solid var(--line)}
td:first-child,th:first-child{text-align:left;color:var(--ink-soft)}
td.neg{color:#9c3b3b}
tr.total td{border-bottom:none;font-weight:600;font-size:15px;padding-top:12px}
tr.total td:first-child{color:var(--ink)}

/* callout (refund loss / micropayment hint) */
.callout{margin-top:18px;border-left:3px solid var(--accent);background:#f4faf7;padding:13px 16px;font-size:13.5px;color:var(--ink-soft);border-radius:0 4px 4px 0}
.callout strong{color:var(--ink)}
.callout.warn{border-left-color:#9c3b3b;background:#faf4f4}

/* plan/provider comparison */
.cmp{margin-top:30px}
.cmp-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.best-tag{font-size:11px;font-weight:600;letter-spacing:.1em;color:var(--accent-ink)}
.cmp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
@media(max-width:640px){.cmp-grid{grid-template-columns:1fr}}
.cmp-card{border:1px solid var(--line);border-radius:5px;padding:16px 16px 14px;transition:all .15s}
.cmp-card.best{border:1.5px solid var(--accent);background:#f4faf7}
.cmp-card .pname{font-size:13px;font-weight:600}
.cmp-card .pcost{font-family:'Source Serif 4',serif;font-size:26px;font-weight:600;margin-top:6px;letter-spacing:-.01em}
.cmp-card .pnote{font-size:12px;color:var(--ink-faint);margin-top:2px}
.cmp-bar{height:4px;background:rgba(8,45,79,.08);border-radius:2px;margin-top:12px;overflow:hidden}
.cmp-bar i{display:block;height:100%;background:var(--ink-soft);border-radius:2px;transition:width .3s}
.cmp-card.best .cmp-bar i{background:var(--accent)}

/* sections */
section.block{padding:72px 0;border-top:1px solid var(--line)}
.sec-head{display:flex;gap:18px;align-items:flex-start;margin-bottom:34px}
.sec-head h2{font-family:'Source Serif 4',Georgia,serif;font-weight:600;font-size:clamp(24px,3vw,34px);letter-spacing:-.01em;line-height:1.2}
.prose{max-width:680px;color:var(--ink-soft)}
.prose p{margin-bottom:14px}
.prose strong{color:var(--ink)}
.feetable{margin-top:18px}
.feetable td:first-child{color:var(--ink);font-weight:500}
.faq-item{border-bottom:1px solid var(--line);padding:20px 0}
.faq-item h3{font-size:15px;font-weight:600;margin-bottom:8px}
.faq-item p{color:var(--ink-soft);font-size:14px}

/* tool directory (homepage) */
.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media(max-width:860px){.tools-grid{grid-template-columns:1fr}}
.tool-card{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:26px 22px;text-decoration:none;color:var(--ink);display:block;transition:border-color .15s,transform .15s}
.tool-card:hover{border-color:var(--ink);transform:translateY(-2px)}
.tool-card .tname{font-family:'Source Serif 4',Georgia,serif;font-weight:600;font-size:19px;letter-spacing:-.01em}
.tool-card .tdesc{color:var(--ink-soft);font-size:13.5px;margin-top:8px}
.tool-card .tgo{font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-ink);margin-top:16px}
.tool-card.soon{opacity:.55;pointer-events:none}
.tool-card.soon .tgo{color:var(--ink-faint)}

/* waitlist */
.wait{background:var(--ink);color:#eef3f8;padding:72px 0;text-align:center}
.wait h2{font-family:'Source Serif 4',serif;font-weight:600;font-size:clamp(26px,3.4vw,38px);letter-spacing:-.01em;max-width:18em;margin:20px auto 0}
.wait p{color:#a9bccd;max-width:40em;margin:16px auto 0;font-size:15px}
.wait .sq i{background:#eef3f8}
.wait .sq{margin:0 auto}
.wait-form{display:flex;gap:8px;max-width:440px;margin:30px auto 0}
.wait-form input{flex:1;border:1px solid rgba(255,255,255,.25);background:transparent;color:#fff;border-radius:4px;padding:12px 14px;font-size:14px}
.wait-form input::placeholder{color:#7d93a9}
.wait-form input:focus{outline:none;border-color:#fff}
.wait-form button{background:#fff;color:var(--ink);border:none;border-radius:999px;padding:12px 22px;font-weight:600;font-size:14px;cursor:pointer;font-family:inherit;transition:opacity .15s}
.wait-form button:hover{opacity:.88}
.wait-form button:disabled{opacity:.6;cursor:default}
@media(max-width:520px){.wait-form{flex-direction:column}.wait-form button{padding:13px}}
.wait small{display:block;margin-top:12px;color:#7d93a9;font-size:12px}

footer{padding:30px 0;color:var(--ink-faint);font-size:12px}
.foot{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.foot a{color:var(--ink-faint);text-decoration:none}
.foot a:hover{color:var(--ink)}
.fade{opacity:0;transform:translateY(8px);transition:opacity .5s ease,transform .5s ease}
.fade.in{opacity:1;transform:none}